If you’re looking for a firm that will focus on your individual needs, and always treat you like a client who matters, look no further. Our firm is large enough to offer a full range of professional services, but small enough to give you the individual attention that you deserve.
We will thoroughly and conscientiously study your personal situation, and tailor our advice and strategic solutions to your specific needs. We are here as part of your team, doing our part so that you can do your part.
Tax & Accounting / Bookkeeping Services
There is no substitute for experienced professionals. The mention of IRS and taxes can be scary to some people. We do all that we can to make it easier for you by handling your annual tax and accounting requirements for you and your business. You choose how much or how little you want us to do. The process from your view is seamless. You give us the information for the year. We review, clarify, and request additional documents if necessary. We ask questions to make sure you haven’t forgotten any possible deductions. We do not rush through your returns. We let you know the results and then, with your OK, we proceed to file electronically. We are there with you throughout the year if you have questions or concerns about the work that we’ve done or how plans for future growth will impact your taxes for the coming year.
If you have missed filing your personal or business taxes, don’t worry! You are not alone. There are millions of people who have not filed taxes. We are here to help eliminate your fears and to bring you current.
If requested, a total analysis of tax reducing strategies can be made to help restructure and lower your overall tax liability. If your business does not currently have an accounting staff or is outgrowing its current bookkeeping system, we can provide comprehensive accounting / bookkeeping services to ensure the smooth operation of the financial side of your business which includes payroll services when needed.
Business Consulting
As professional writers and certified business consultants, CEL assist with business start-up and business growth. We are here for you from the initial consultation to help you formulate your vision to preparing the appropriate documents (DBA / Articles of Incorporation / Partnership Agreements / Bylaws) to bringing that vision to fruition. This includes guidance with deciding which type of business entity (for profit / non-profit / charitable, sole proprietor / partnership / corporation) is best for you then determining the best tax filing status (Schedule C / 1065 / 1120) for your business. As your business grows and changes, the type of business entity you choose may need to change also.
We can provide support in business planning and other advisory support including filling management or executive positions on a contract basis. Contact our office to learn about the full range of services we provide.
Retirement, Life Insurance and Estate Planning
In the past, employers provided retirement income for their employees. But now there are very few employers that provide that benefit. It is the responsibility of the individual to provide for their own retirement. Employers help with providing one type of vehicle, namely a 401 (K) plan, but the individual must fund it.
Retirement planning is critical. Whether you are developing a retirement plan for yourself or choosing a retirement plan to offer to your employees, we can help you evaluate the available options. The old way of thinking says that retirement should be analyzed when you are within 5 years of retirement. But if you are in charge, of funding your retirement, you really should be looking at where you are now and how much you want to have when you retire. When you understand how money grows, you will realize that 5 – 7 years of growth will not give you the amount of money you want or need to retire comfortably. Think about it, how many retirees do you know that can sustain the same lifestyle they enjoyed prior to retire, after they retire? Social security, pensions, investments, 401 (K), IRA accounts, life insurance policies and annuities are all considered when analyzing your retirement lifestyle goals. CEL’s focus is on helping you make the choices that are most beneficial for your financial security.
When most people think about life insurance they usually think about death. But life insurance is a tool, if used correctly, that can be used to increase the quality of life for you (in life) and your loved ones (in death). CEL will analyze how Life, Disability and Medical (Medicare) insurance are used to increase retirement funds but also life before retirement. Time, however, is of the essence. Protect your next egg. The earlier you start, the better financial growth you will have.
Estate planning is one of the most important pieces of your financial security. It is the tool that moves your assets to your next generation. Everyone knows what happens when someone didn’t plan for this transition. Both celebrities and lay persons who transition without a will leave the distribution of their assets to those who do not know the owner’s intentions. Most times, your money/assets are tied up in probate and it could take years for your loved ones to get access to it. It is not about how much you have or do not have to leave to anyone. It’s about not losing whatever you do have and making it easier for those that must put you to rest. That’s a burden that no one should have to go through unprepared. Estate planning is one of the hardest things to talk about. We’re not telling you it is going to be easy, but we are telling you it is going to be worth it! Since this is so difficult, CEL, annually, sets aside a limited number of FREE estate planning tools (including wills) for our new clients and existing clients with a new service. Call us, let’s talk about it.
Remote Online Notary
As a Remote Online Notary, we perform a range of services that certify and notarize financial and legal documentation which include witnessing legally binding signatures on documents, affirming the state of mind of all signees, identifying fraud or coercion, completing the notarial certificate on all documents, verifying the identification of contract participants, being present when documents are signed, which may include traveling, administering oaths, handling affidavits, contracts, loan documents, marriage certificates, and other legal documents. As a loan signing agent, we work with lending institutions in the real estate industry certifying real estate transactions for new loans, refinances and closing contracts.